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Banking & Finance Law

Resolve banking disputes and financial fraud effectively

Banking and financial disputes — from cheque bounce cases to NPA recovery — require specialized legal expertise. Our verified banking lawyers represent both borrowers and lenders across all financial forums.

Our Scope

What we handle.

Cheque bounce cases under Section 138 NI Act
NPA dispute resolution and SARFAESI proceedings
Debt Recovery Tribunal (DRT) cases
Loan restructuring and settlement negotiation
Bank fraud and financial crime complaints
Credit card and personal loan disputes
Insurance claim disputes
RBI and SEBI regulatory proceedings
NCLT insolvency and bankruptcy proceedings
Guarantor liability and surety disputes

Who We Serve

Who needs this service?

Cheque Bounce Victims

File Section 138 cases and recover your money with interest and costs

Borrowers Facing NPA Action

Challenge SARFAESI notices, get stays, and negotiate settlements

Bank Fraud Victims

File criminal and civil cases to recover money lost to banking fraud

Guarantors Being Pursued

Challenge guarantor liability and protect your assets

Not sure if you need a banking & finance law specialist?

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Case Types

Common cases we handle.

Cheque Bounce 138 NI ActSARFAESI NoticeDRT RecoveryNPA SettlementBank FraudLoan DisputeNCLT InsolvencyGuarantor Liability

FAQ

Frequently asked questions.

Step 1: Send a legal demand notice within 30 days of cheque dishonour. Step 2: If no payment within 15 days of notice, file a criminal complaint under Section 138 NI Act within 30 days. The drawer faces up to 2 years imprisonment and/or twice the cheque amount as fine. Cases are typically disposed within 1–2 years.

Yes. File a Securitisation Application (SA) before the Debt Recovery Tribunal within 45 days of the SARFAESI notice under Section 13(4). The DRT can grant a stay on possession if you show prima facie cause. An experienced banking lawyer can challenge procedural defects in SARFAESI actions.

Contact your bank for a restructuring/moratorium before default. If already in NPA, a One Time Settlement (OTS) negotiated with legal support can often resolve matters at a fraction of the outstanding amount. NCLT proceedings are available for insolvency resolution for larger debts.

File an FIR with the Cyber Crime Branch (for online fraud) or Economic Offences Wing. Simultaneously file a civil suit for recovery. Also file a complaint with the RBI Banking Ombudsman and the bank's Banking Fraud Unit. A banking lawyer coordinates all these tracks.

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